30 Best Instant Personal loan app
In today’s fast-paced world, instant personal loan apps have become popular for quick and hassle-free financial assistance. These apps provide a convenient way to access funds for various needs, from medical emergencies to home renovations. Some of the top-rated instant personal loan apps in India include Moneyview, MoneyTap, KreditBee, PaySense, CASHe, Nira Finance, Navi, Fibe (formerly EarlySalary), LoanTap, mPokket, Bajaj Finserv, IDFC First Bank, ZestMoney, True Balance, Home Credit, Olyv (formerly SmartCoin), FlexSalary, Payme India, StashFin, and others. These apps offer flexible loan amounts, competitive interest rates, and quick disbursal, making them a reliable option for borrowers.
List of Personal Loan Apps in India
KreditBee
Interest Rate
Upto 29.95%
Tenure
7 to 36 months
Loan Amount
₹1,000 to ₹10 lakh
App Rating
4.5
Branch
Interest Rate
2.5% Month
Tenure
12 to 60 months
Loan Amount
₹1,000 to ₹4 lakh
App Rating
4.5
TrueBalance
Interest Rate
2.4% Per Month
Tenure
6 Months
Loan Amount
₹1,000 to ₹2 lakh
App Rating
4.4
Branch
Interest Rate
17% to 45%*
Tenure
12 to 60 months
Loan Amount
₹1,000 to ₹10 lakh
App Rating
4.5
Kissht
Interest Rate
33% per annum.
Tenure
6 Months to 36 months
Loan Amount
₹1,000 to ₹5 lakh
App Rating
4.6
smart coin
Interest Rate
3% per month
Tenure
12 to 36 months
Loan Amount
₹1,000 to ₹5 lakh
App Rating
4.6
NIRA
Interest Rate
36% APR
Tenure
3 to 24 months
Loan Amount
₹1,000 to ₹5 lakh
App Rating
4.6
CASHe
Interest Rate
36% p.a.
Tenure
12 to 36 months
Loan Amount
₹1,000 to ₹2 lakh
App Rating
4.6
MoneyTap
Interest Rate
12% to 36% per annum
Tenure
3 to 24 months
Loan Amount
₹3,000 to ₹5 lakhs
App Rating
4
Dhani
Interest Rate
13.99% to 36% p.a.
Tenure
12 to 36 months
Loan Amount
₹1,000 to ₹ 15 lakh
App Rating
3.3
IndiaLends
Interest Rate
25% APR
Tenure
3 to 24 months
Loan Amount
₹3,000 to ₹5 lakhs
App Rating
3.9
FIBE
Interest Rate
13.99% to 36% p.a.
Tenure
6 to 36 months
Loan Amount
₹ 20,000 - ₹5 lakhs
App Rating
4.5
Small Business Loan: Tradofina
Interest Rate
APR 14% to 28%
Tenure
3 months to 24 months
Loan Amount
₹ 5000 to ₹ 60,000
App Rating
4.6
